The Future of Consumer Credit Regulation
Effective regulation of consumer credit in modern society is an ever-changing challenge. As new forms of credit emerge in free societies, regulation often lags behind. This volume explores contemporary problems related to the regulation of consumer credit in market economies with a focus on credit extended to the most vulnerable and poorest members of the community. Written by experts in the field of consumer credit regulation from Europe, North America, Australia, and South Africa, the book examines some of the most important consumer credit issues facing consumers today and proposes innovative ways to protect the consumer interest in those markets.... national bank, credit union, or savings association to charge out-of-state borrowers interest at the rate allowed by the law of the state where ... Both federal laws preempt any state law that inhibits banksa#39; ability to charge the highest interest rate allowed by law in their home states. ... (b) The challenges By 2000, state regulators in Colorado, Ohio and Maryland brought enforcement actions against paydayanbsp;...
| Title | : | The Future of Consumer Credit Regulation |
| Author | : | Michelle Kelly-Louw, James P. Nehf, Peter Rott |
| Publisher | : | Ashgate Publishing, Ltd. - 2008-01-01 |
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